📋 Terms & Conditions
Last updated: March 2026
1. Acceptance of Terms
By accessing and using El Cartera services (operated by El Cartera / ImagineOS), you agree to be bound by these Terms and Conditions. If you disagree with any part, you should not use our services.
2. Service Description
El Cartera provides a digital platform with management, communication and specialized tools for registered users. Specific services may vary by plan.
3. Registration and Accounts
- You are responsible for maintaining the confidentiality of your access credentials.
- You must provide accurate and current information during registration.
- One account per person. Accounts are non-transferable.
4. Acceptable Use
You agree not to use the platform for illegal, fraudulent activities, or activities that could harm other users or service infrastructure.
5. Intellectual Property
All content, design, code and technology of El Cartera are property of El Cartera / ImagineOS. Reproduction without express authorization is prohibited.
6. Limitation of Liability
El Cartera / ImagineOS shall not be liable for indirect, incidental or consequential damages arising from the use or inability to use our services, to the maximum extent permitted by applicable law.
7. Contact
For questions about these terms:
- Entity: El Cartera / ImagineOS
- Email: vilapaulo@gmail.com